When is the Brokerage Relationship Disclosure be provided to a client in Florida?

• A. After signing a representation agreement
• B. Only at listing
• C. At closing
• D. At first substantive contact or before executing a contract for representation

Answer: (D)

In Florida, the obligation is to disclose who your client representation is with as early as possible—specifically at the first substantive contact or before you execute any contract for representation. This timing ensures the client understands who represents whom and the nature of the relationship before they commit to a contract or start receiving services. It prevents surprise about agency duties or potential conflicts later in the process.

Disclosures after signing a representation agreement, only at listing, or at closing would come too late to prevent confusion and protect the client’s informed decision-making. The requirement is to provide this information early, in writing, so the client knows the broker’s role before any formal representation begins.